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Pass on discount on health insurance claim to policyholders-IRDAI [Posted by: InsuringIndia News on Friday, June 26, 2015 1:20 PM ]

Asking insurers to get the best and cost-effective services for health insurance claimants, regulator IRDAI has directed them to pass on discounts, if any given by hospitals, to policyholders.

In a circular to insurers and Third Party Administrators (TPAs), IRDAI said they may be obtaining discounts from various network providers and other hospitals outside the network during settlement of claims under health insurance policies.

"While every insurer and TPA shall endeavour to get

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Here's how fixed deposits can be useful for medical needs [Posted by: InsuringIndia News on Thursday, June 25, 2015 10:43 AM ]

Investing in company fixed deposits is no more boring and rigid where you just get a cheque at the specified time, or just lose money if the company defaults.

For the first time, Indian savers in company deposits can use their investment to meet emergency health expenditure without breaking deposits. Triple-A rated Dewan Housing Finance, or DHFL has introduced a scheme christened as "Wealth2Health", which allows up to 75% withdrawal during healthcare emergencies with an option to reinvest

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