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The policy shall cover and indemnify the insured against financial loss suffered by the insured in respect of cost of inputs on account of the total loss or damage to the trees/ plants occasioned by natural calamities like Flood, Cyclone, storm, Frost and Pest & diseases etc.. either in isolation or concurrently.

Coverage in Plantation insurance Policy is provided for :-

(1) Provides for optional cover against drought risk.
(2) Maximum Liability is linked to cost of cultivation & age of trees/plants and varies from species to species.
(3) The policy period is annual, with a provision to go for policy of 3 or 5 years..
(4) The Premium is arrived at on the basis of (a) risk profile of the tree/crop.(b) nature of risk covered,(c) Geographical location,(d) Rate charged by other insurers for similar risks.(e) loading for various costs and expenses of the insurer.

Coverage Details
Land (In hectares) * Type Of Crop * Location(State,City,Village) *
Personal Details  
Name * Gender
E-mail * Mobile Number * Location *

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*This is based on the difference between the highest and lowest premium's for a single person, age 25, looking for an individual health policy with the sum insured of Rs. 5 lakhs.
**This is based on the difference between the highest and lowest premium's for a single person, age 25, looking for a term plan, with the sum insured of Rs. 30 lakhs, and the premium paying term of 30 years.
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