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Jharkhand Government Announces Medical Insurance For Poor
[Posted by: InsuringIndia News on Monday, June 13, 2016 10:43 AM]
In a major boost to healthcare in Jharkhand, the state government has decided to unveil medical insurance for critical diseases. The new scheme will provide relief to the BPL population which has little or no means to combat critical illnesses like cancer, stroke, heart ailments and other related diseases. This scheme was announced last week by the Jharkhand chief minister, Raghubar Das.
"In a few months, we will be starting medical insurances up to Rs 2.5 lakh for gambhirbimaari (critical diseases). Besides critical diseases, medical insurances for non-critical illnesses of up to Rs 50,000 will also be started," Das said at the health directorate in Namkum after inaugurating several health schemes.
This is being viewed as a positive step for the state as it’s estimated that approximately 80% of the total population will be brought under cover of the twin insurances. These are expected to be launched in the following months, the CM said. The main focus of this project is two categories of people: those living below poverty line and those with annual household incomes less than Rs 72,000. The CM further added that these health insurance schemes will bring people from all economic backgrounds under its fold.
The CM also announced the state government’s ambitious plans of developing a medical workforce of women who would be an asset to the nursing profession. In this line, he announced the setting up of seven new nursing colleges within the next financial year and hinted at long term plans of developing Jharkhand into a premier supplier of nursing force in India along the lines of Kerala. "Educated women from tribal communities have interest in the profession. We want to give them quality training," he said.
In fact, sources in the state health directorate have revealed that the process of setting up nine new nursing colleges is already underway. There are also three new colleges for general nurse midwifery (GNM) which are expected to take off soon. 
"The CM has recently instructed the department to identify districts and their blocks where there is interest in pursuing career in nursing. Such blocks, which have a hospital with around 50 to 60 beds, will see new nursing schools," a senior health department official said. 


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*This is based on the difference between the highest and lowest premium's for a single person, age 25, looking for an individual health policy with the sum insured of Rs. 5 lakhs.
**This is based on the difference between the highest and lowest premium's for a single person, age 25, looking for a term plan, with the sum insured of Rs. 30 lakhs, and the premium paying term of 30 years.
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