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Weather Insurance
Weather insurance is an indemnity for losses that may arise due to abnormal weather conditions. These abnormal weather conditions can be events such as excess of rainfall, shortfall in rainfall or variations in temperature, wind speeds and humidity. Weather Insurance is based on the fact that weather conditions affect crop production even when a cultivator has taken all the care to ensure good harvest.

Coverage in Weather insurance Policy is provided for :-

(1)Weather Insurance uses weather parameters as ‘proxy’ for crop yields in compensating the cultivators for deemed crop losses.
(2) Weather Insurance has been piloted in the country since kharif 2003 season.
(3) States where it was piloted are Andhra Pradesh, Chhattisgarh, Gujarat, Haryana, Karnataka, Madhya Pradesh, Maharastra, Punjab, Rajasthan.

Coverage Details
Land (In hectares) * Type Of Crop * Location(State,City,Village) *
Personal Details  
Name * Gender
E-mail * Mobile Number * Location *

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*This is based on the difference between the highest and lowest premium's for a single person, age 25, looking for an individual health policy with the sum insured of Rs. 5 lakhs.
**This is based on the difference between the highest and lowest premium's for a single person, age 25, looking for a term plan, with the sum insured of Rs. 30 lakhs, and the premium paying term of 30 years.
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