We are available in 10 languages
Prefer Talking? Call on: +91-9911886628
You want to
Coverage Details
Policy Duration
Fuel Type
Bike Registration number
Year of manufacture
Registration Date
- -
Expiry date of current policy
- -
Mobile number
By clicking, I agree that I have read, understood and agree to the Privacy Policy and User Agreement provided. I would like to be contacted via phone and/or email for my requirements by InsuringIndia.com, its associates and Service Providers.
Please enter your call centre agent’s code here

Two Wheeler Insurance and Its Benefits:

Your two-wheeler gives you the independence and convenience of driving wherever and whenever you want to, but don’t forget that it also needs to be insured for your and the vehicle’s own safety. The Motor Vehicles Act 1988 makes it mandatory for all vehicle owners to have a valid insurance policy. Two-wheelers consist of scooters, bikes, mopeds, etc. Your two wheeler insurance saves you from any financial loss caused because of an accident, damage or theft of your vehicle and also covers the safety of the co-passengers, someone else’s property and pedestrians.Two wheeler insurance requires renewal after a fixed period of time (usually 1 year) The key benefits of two wheeler insurance are:
  • In case of any loss or damage under natural or man-made calamities such as accident, flood, lightening, landslide, fire, burglary, theft, riot, etc. caused to your vehicle, will be compensated and covered by the insurance company after an assessment as per the agreement.

  • You get a discount called the No-Claim Bonus (NCB) if you do not claim any compensation on your policy in the previous term.

  • The NCB is transferable within 90 days of your renewal due date.

Types of Two-Wheeler Insurance:

There are two types of two-wheeler insurance in India

  • Third-Party Insurance- It is mandatory by law to have at least this type of insurance. This protects you against losses occurred due to injuries or death to a third party or damage to that person’s property.

  • Comprehensive Insurance- This is an optional insurance in addition to third-party insurance and protects you against losses caused to you, your co-passenger and your vehicle.

Visit Insuring India and look for various plans and two wheeler policies offered by different insurance companies and compare them.

Ways of buying your Two-Wheeler Insurance:

There are several companies offering different kinds of plans to insure your two-wheeler. These plans vary in their premium, frequency of payment, coverage provided and additional benefits. Before taking up any policy you must get quotes of different companies and compare them. These days there are two different methods of getting a bike insurance policy, one is online and the other is through an agent of a specific insurance company.

Through a company agent:

Buying a policy through an agent has its limitations, as the agent officially represents only one company and can therefore offer information only about that particular company’s policies thus depriving you of a chance to compare policies of other companies.


Buying your bike insurance policy online makes your job simpler and more convenient. These days there are several companies offering their insurance policies online. You have a good chance to get quotes and compare prices and features of the various policies and plans available online. Many companies offer good discounts to their clients. The form filling process is very simple and the payment can be done via Net Banking or Credit Card whichever is suitable to you. Your policy will be ready in no time at all. Some companies offer long term insurance options so that there’s no hassle of yearly renewal. Online insurance portals give you 24/7 claim support and other assistance, they keep track of your policy and send you updates and reminders for renewal. The renewal can also be done online.

Our Insurance Partners
We Compare Quotes from over 40 insurance companies
See our complete panel of Insurance Companies
Our commitment towards helping you
arrow Make an informed choice.
Get the right product.
Get unbiased information.
Understand the policy in your language.
Get the right price.
Save time.
facebook Blogger twitter linkedin Google+
minsuringindia Scan the QR code from your mobile device to access mobile version of insuringindia.com
Insurance is the subject matter
of solicitation
*This is based on the difference between the highest and lowest premium's for a single person, age 25, looking for an individual health policy with the sum insured of Rs. 5 lakhs.
**This is based on the difference between the highest and lowest premium's for a single person, age 25, looking for a term plan, with the sum insured of Rs. 30 lakhs, and the premium paying term of 30 years.
© 2011 InsuringIndia.com and Great Indian Insurance Web Aggregators Pvt. Ltd.
Website Approved by the IRDA (Govt. of India)        Regn. No. IRDA/WBA/26/01/2015
All the images used on InsuringIndia.com have either been purchased or are used with permission of the copyright holder. Images from InsuringIndia.com may not be copied or used elsewhere without obtaining
appropriate permissions from the copyright holders.
All Rights reserved