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MV Act pushes for golden hour provision to save lives during road accidents New Delhi Aug 18, 2016
[Posted by: InsuringIndia News on Monday, August 22, 2016 8:20 AM]
Recognizing that precious lives can be saved within the first 45 minutes of an accident, the Bill seeking amendment to the Motor Vehicles Act has made provisions for cashless treatment during the "golden hour" of the accident. 
In the existing scenario, many hospitals and nursing homes waste time on formalities like documentation and procuring insurance forms. This can be potentially life threatening to anyone who is involved in a serious road accident. Though this norm is prevalent in India, abroad there is no such red tape to cut through. 
Often, road accident victims don't get timely aid because the accident site is more than a 45 minute ride from the nearest government hospital. Then there is the added problem that private hospitals are mostly reluctant to take in accident victims as they feel that they might not get back the money the hospital shelled out for the treatment of the accident victim. But now insurance experts feel that with insurance backing the hospitals, a lot of lives can be saved with introduction of this cashless facility.
Besides this measure, the Bill has also moved for increasing the compensation from the existing Rs 25,000 to Rs 2 lakh. It also provides compensation up to Rs 10 lakh for road fatalities. Currently insurers pay an amount equivalent to 0.1% of the third party premium underwritten to the pool of funds (Solatium Fund) being managed by the government to take care of compensation for hit and run cases. 
The Motor Vehicle Accident Fund will also provide compulsory insurance cover to all road users in India, says the Act. The other development which will be a huge boost for accident victims is that recently the Union Ministry of Road Transport and Highways signed two MOU with IFFCO Tokio General Insurance Co & ICICI Lombard General Insurance Co to provide cashless treatment to road accident victims up to Rs 30,000 for treatment in the first 48 hours of the accident.

Four year olds to wear helmets in two wheelers & 14 year olds seatbelts in car: New rules to ramp up Motor Vehicles Act
[Posted by: InsuringIndia News on Tuesday, August 16, 2016 10:40 AM]
New Delhi
Now anytime a four year old child goes pillion riding on a scooter or motorcycle, it is mandatory that he wears a helmet. This proposal is a part of the government’s ambitious plan to curb road accidents and ensuring safety of people, via a slew of amendments to the Motor Vehicles Act. These were presented before the Lok Sabha on Tuesday by Road Transport Minister Nitin Gadkari.
While Sikhs wearing turbans will be exempt from the helmet rule, the government is also looking to put a lid on cases of car accidents. It has proposed that it should be mandatory for car passengers aged below 14 years to wear a safety belt or restraint system. If this is not done then as per the new rules the violator will be asked to cough up a fine of Rs 1,000.
Most of the amendments to the Act aim at improving road safety by imposing severe penalties on traffic rule violators. It also aims to curb the number of repeat offenders with higher penalties and longer jail terms. However, the amendments also propose to remove the clause for a minimum educational qualification for commercial drivers. The new bill says that applicants holding a certificate from a driver training school need not meet a minimum educational qualification. 
According to the Union Road Transport Minister, Nitin Gadkari, 400 lives are lost every day in road accidents. In spite of arguments that the bill was very voluminous, by evening the bill was referred to the standing committee.
The proposed amendments seek to empower traffic police to confiscate driving licenses if someone is caught jumping traffic lights, driving under the influence of alcohol or drugs, talking on a mobile phone while driving, or driving in the wrong lane. Besides a fine, the offences would lead to the suspension of licenses for a period three months. Police may also permanently revoke the license of repeat offenders. A repeat drunk driving offender would be fined Rs 15,000, and a serial 'dangerous driver' Rs 10,000 or one year in jail or both.


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